Having an insurance agent is something to be really thankful for. Let’s look at 5 reasons why that is so.

1. The agent is your advocate.
When you have an insurance agent, you have an advocate who works on your behalf with insurance companies. At our insurance agency, we conduct a comprehensive review of your policy whenever it is renewed and also whenever any changes are made to it.

Whenever you have concerns about claim or billing, your agent will deal with the insurance company as your advocate with your best interests at heart. For instance, we’re proud to know all our policy holders personally whether in California or Nevada. And we watch out for you and your family with great pride and professionalism.

2. The agent helps you save money.
One of the biggest reasons you should be thankful for having an insurance agent is that they’ll help you save money. For instance, if a new discount is available your agent will know about it and help you avail it. A good agent will know your family situation, your personal needs and your assets.

As a result, they’re in the perfect position to help you recommend the most suitable policies and coverage. This ultimately saves you money while ensuring you’re adequately covered.

3. The agent gives you choice without the hassle.
An independent insurance agent can represent several insurance companies, collectively offering a broad range of coverage options and price points. It doesn’t make sense for you to consider a quote from just one insurance company. It also doesn’t make sense to spend your valuable time filling different insurer forms.

With an agent by your side, you get the choice without any of the hassle. Thanks to their knowledge and market connections, they’ll present you the most relevant options in one place. They’ll do the leg work so you don’t have to. And just like that, you will have selected an insurance policy with the best coverage and best savings.

4. The agent provides the invaluable human connection.
You don’t want to wait endlessly on an 800 number, being on hold and being transferred from one person/department to the other. Or if you’re in a car accident, the internet won’t be able to answer the questions about your coverage or other paperwork info you need to know. Having an insurance agent means you have a real person, a helpful problem solver, who will respond to your requests when you need help.

The agent will answer any question you may have about your policy. Today we do everything online from ordering pizza to sending flowers. But, you often need a personal relationship with a professional who can help you. And insurance agent offers just that, always being just a call away.

5. The agent is a licensed expert.
Of course at the end of the day, having an insurance agent means having a professional expert by your side whose job is to help you make better decisions. An agent will simplify the otherwise complicated insurance details.

Without the agent you will probably waste considerable time and money and even inadvertently expose yourself and your family to higher financial risk. With the advice and services of a licensed expert, you can avoid all of that. Protecting your family, house or car becomes much easier. Definitely something to be thankful for.
Posted 2:49 PM

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Kipper Insurance Agency of California, Nevada & Arizona
Carlsbad, CA 92009
Phone: 760-471-2200
Fax: 760-856-4071
License#: 0E67716

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